The financial intelligence layer for modern businesses

AI agents that run your invoice-to-cash

Move invoices to cash faster. Rallic acts across WhatsApp, Zoho Books and Razorpay - raising invoices, chasing collections and reconciling payments.

Under your approval. Live in a day.

Find anything...

Evening, Priya

Rallic is handling receivables across 342 customers and 1,909 invoices.

Receivables worked

₹18.4 Cr

across 1,847 invoices

Invoices raised

4,312

Reminders sent

12,840

Median response

17m

Actions completed

8,941

Days sales outstanding

51d

Activitylive
  • Raised GST invoice #INV-0421

    Acme Traders

    1m ago
  • Matched Razorpay payment to 3 invoices

    Sunrise Roasters

    7m ago
  • Sent polite overdue reminder on WhatsApp

    Nova Textiles

    17m ago
  • Extracted vendor bill from email

    Uber India

    29m ago
  • Posted bank statement lines to Zoho

    HDFC · 4412

    45m ago
  • Scheduled monthly P&L digest

    Finance team

    1h ago
Works with
ZohoZoho
ShopifyShopify
WhatsAppWhatsApp
RazorpayRazorpay

AI that does the work. ROI you can measure.

0 days

Reduction in DSO

baseline dependent

0h

Saved per finance operator

per week

0s

Median time to raise an invoice

on average

Problem

Manual work is the bottleneck between invoices and cash.

Tasks pile up across disconnected systems - accountants, spreadsheets, bank portals and WhatsApp threads - leaving teams overloaded and payments delayed.

InboxesExcel sheetsBank portalsFollow-up callsMonth-end scramble

Solution

Rallic keeps every case moving so nothing is delayed.

Agents handle the work, gather context across your books, payment gateways and bank feeds, and resolve blockers before they become backlog.

  • Raises and delivers GST-ready invoices from a chat message
  • Chases overdue customers politely, with a payment link attached
  • Reconciles gateway settlements and bank lines into your books

Invoicing

Raise a GST invoice in 12 seconds.

Type the customer, amount and description. Rallic drafts a tax-compliant invoice in your accounting platform, attaches a payment link, and delivers it on WhatsApp and email - all from a single chat.

  • One-line creation
    'invoice acme 24500 retainer' - done.
  • Recurring invoices
    Daily, weekly, monthly or custom intervals with an end date.
  • Books-of-record sync
    Lands in Zoho Books, Xero or QuickBooks as a real invoice.
Rallic · WhatsApp
online
Hi Priya! What would you like to do?
invoice acme 24500 Q3 retainer
Acme Traders is GST registered. Raise with 18% GST?
yes
Invoice #INV-0421 sent ✅ Payment link delivered on WhatsApp + email.

AR automation

Stop chasing. Start collecting.

Rallic watches your receivables and chases overdue customers on WhatsApp - politely, persistently, and always with a payment link attached.

  • Auto-reminders
    Escalating WhatsApp + email nudges on day 3, 7, 14 - or your schedule.
  • Promise-to-pay tracking
    Commitments are parked and revived the day after they lapse.
  • Auto-reconciliation
    Gateway webhooks mark invoices paid the moment money lands.

Receivables ageing

Updated 2m ago
0-30 days₹4,20,000
31-60 days₹1,85,000
61-90 days₹92,000
90+ days₹38,500
Average debtor days51d

Expenses, bills & journals

Capture every rupee going out.

Forward a vendor bill from email, snap a receipt on WhatsApp, or post a manual journal against your full chart of accounts. Rallic handles the rest.

  • AI bill extraction
    Vendor, GST breakdown, line items and due date from PDF, image or email.
  • Vendor payouts
    Approve a single payout or a batch, straight from chat.
  • Manual journals
    Multi-line, multi-currency debit / credit across your COA.
Receipt forwarded · Uber India
VendorUber India
Date01 Jun 2026
CategoryTravel - Local
GST 5%₹38.10
Total₹800.10

Financial reports

Boardroom-grade statements, on tap.

Pull P&L, Balance Sheet, Trial Balance or General Ledger for any period - monthly, quarterly or yearly - with multi-year comparisons. Download as Excel or PDF.

  • Excel & PDF exports
    Branded workbooks and print-ready statements in one click.
  • Scheduled digests
    Daily, weekly or monthly summaries delivered where you work.
  • Multi-year compare
    Side-by-side columns across periods and entities.
Profit & Loss
Any period, with prior-year comparisons.
Balance Sheet
Point-in-time snapshot, side-by-side columns.
Trial Balance
Account-level debits and credits.
General Ledger
Drill into every line, any range.

Every invoice, reconciled

From a chat message to money in the bank.

Each invoice carries its own payment link, GST treatment and audit trail. When the payment lands, the invoice closes itself and your books stay clean.

Invoice

#INV-0421

Sent & delivered

Bill to

Acme Traders

+91 98200 12345

Due

In 7 days

Net 7

Q3 retainer₹24,500.00
GST 18%₹4,410.00
Total due₹28,910.00

Platform

One quiet workspace for every finance workflow.

Sales invoicing

GST / VAT-ready invoices with Razorpay or Stripe links.

Recurring invoices

Daily, weekly, monthly or custom schedules.

AR & collections

Overdue digests, auto-chasers, promise-to-pay tracking.

Expenses & bills

AI reads vendor, GST and line items from any bill.

Payouts

Approve vendor and salary payouts from chat.

Manual journals

Multi-line debit / credit across your full COA.

Credit & debit notes

Adjustments that flow straight into your books.

GST e-invoicing

IRN + QR via NIC IRP, GSTR-1, 3B, 2B and 9.

Voice & photo input

Talk or snap. We transcribe, understand and act.

Multi-currency

INR, USD, GBP, EUR and AUD with live FX.

Bank & PG reconciliation

Statements and gateway settlements matched for you.

Books-of-record sync

Two-way Zoho Books sync. Xero & QuickBooks next.

How it works

Live in a day, not a quarter.

Step 01

Connect

Plug in Zoho Books, Razorpay, Shopify and WhatsApp Business in minutes.

Step 02

Automate

AI drafts invoices, chases dues, reconciles statements and answers customers.

Step 03

Grow

See live MRR, AOV and runway - or list your business on the marketplace.

Integrations

Connects to the tools you already trust.

ZohoZoho
Live
ShopifyShopify
Live
WhatsAppWhatsApp
Live
RazorpayRazorpay
Live

Pricing

One price. Everything included.

Full pricing

Rallic

3 months free on Rallic books
₹399/ month, first company

₹299 a month for each company after it, and ₹49 for each person besides you. Plus 18% GST.

  • Invoices, quotes, orders, bills and expenses
  • Zoho Books and QuickBooks, or accounts we keep
  • Payment reminders and recurring invoices
  • Bill photos and questions on WhatsApp
  • Bank statement import and matching
  • GST returns from your own documents
  • Reports, month end and the CFO view
  • Roles you write, and a full audit log
Start free

Only if you use it

  • Assistant requests
    beyond 300 a month per company
    ₹0.50 each
  • A data room
    charged once, when it opens
    ₹999

An accounting firm, or a group of companies?

Talk to us

Companies on Zoho Books or QuickBooks are billed from the day they join. Companies whose accounts we keep, and everyone you invite, are free for the first months. A bill left unpaid turns the account read only; nothing is ever deleted.

Rallic Marketplace

Sell your business - with numbers buyers can trust.

If your Shopify, Razorpay or Zoho Books is already on Rallic, list your business in one click. Buyers see live, verified revenue - not screenshots.

  • Revenue verified live from your connected stack
  • Direct offers from serious acquirers
  • NDA-gated diligence with vetted buyers

Example listing - illustrative

Sunrise Coffee Roasters

Profitable 4-year Shopify roastery

MRR

₹2,40,000

TTM rev.

₹2.9 Cr

Growth

+18%

Asking₹3.5 Cr

FAQ

Questions, answered.

Do I need a Zoho / Xero / QuickBooks account?+

If you already use one, just connect it. If not, we'll help you create a fresh organisation during onboarding.

Which regions are supported?+

India is live with Zoho Books and Razorpay. US, UK and Australia (with Xero, QuickBooks and Stripe) are launching soon.

Is the WhatsApp number official?+

Yes. Rallic uses the WhatsApp Cloud API from Meta on +91 97127 90520, with verified business templates.

How does payment tracking work?+

Invoices include a Razorpay link - we mark them paid via webhook the moment money lands. For other channels, we sync from your accounting system's bank feed.

Can I set up recurring invoices?+

Yes. From WhatsApp or the dashboard, schedule daily, weekly, monthly or custom intervals with an end date or fixed occurrence count.

Run your books from the app you already check.